Takaful PA Plus

Don’t Get Caught, Get Covered.

The Concept Of Takaful Takaful is a mutual assistance scheme based on the spirit of brotherhood and solidarity where participants agree to assist each other financially over certain defined needs. With this intention in mind, participants pay their contributions on the basis of tabarru’ (donation) to the General Takaful Fund, managed by Etiqa Takaful Berhad. When Having Enough Isn’t Enough Life’s good and you’ve got a regular income. Enough to put a roof over your head, food on your table, clothes on your back, you know the rest. You may even have enough left over to put into the bank every month. Good, provided nothing bad were to happen. Now, let’s say you were unable to work for that steady income. Accidents occur anywhere. Out on the streets, at the workplace, even at home. Basically, accidents can happen to anybody, even to you! Injuries and even death can result. As a consequence, things like medical treatment, doctors’ bills and hospital stays can prove to be very costly to you and your family. Having a good personal accident scheme that can protect you in all aspects can make all the difference. It basically helps you to cope financially when you need it most. Introducing the Takaful PA Plus plan. Takaful PA Plus is designed based on our customers’ feedback. We provide you with high Permanent Disablement Benefits including Disability Income and Recovery Benefits. Our Death Benefits offer double indemnity as well as additional Compassionate Cash to family members, and Repatriation Benefits. With Takaful PA Plus, you can get all these benefits plus many more from as low as RM20.50 a month. You, You & Your Spouse, You & Your Family Our personal accident plan does not stop at just you, as we know that your loved ones are just as much a part of you. Choose from 3 schemes to cover you and everyone you love. Schemes Contribution Monthly (RM) Yearly (RM) Myself 20.50 216.50 Myself & Spouse 33.00 348.50 Myself & Family 41.00 433.00 We Give You More Value And Convenience Takaful PA Plus delivers more value and convenience to you with the following extra benefits: • Snatch Theft Injury Coverage We go even further in ensuring you do not suffer more than you have to by paying for injuries sustained from snatch theft. • Free Coverage For Children Under the Myself & Family scheme, there is no limit to the number of qualified children to be covered. Your contribution will not increase regardless of the number of qualified children added. • Coverage That Saves More Than Lives Up to 50% savings when you apply for the Myself & Family scheme. About 20% special discount for the Myself & Spouse scheme. Up to additional 12% savings when you choose to pay in yearly contribution mode. • More Accepted Occupations Your application will be easily accepted as we accept more occupations compared to other plans. • Hassle Free AutoDebit Contributions can be automatically debited from your Maybank Account (Current/Savings/Credit Card) according to your choice of contribution mode, either monthly or yearly, free of charge. • Auto Credit Of Claims & Contribution Refund Your claims or refunds of contribution are automatically credited into your Maybank Account (Current/Savings/Credit Card*) as authorised by you. * For Premium Refund only if premium is paid via credit card. • On-The-Spot Policy Issuance No waiting, just sign it, walk out the door with your policy contract and get immediate protection. • No Medical Examination Required No trips to the doctor’s office, no needles and no pain. More Guaranteed Assurance For You • Money Back Guarantee We will give you a full refund if you are not satisfied within 30 days from your policy inception date. No questions asked. • Guaranteed Contribution and Renewal Your contributions will never increase. As long as your contributions are paid, your policy is in force and renewal is guaranteed up to the age of 70. • 24-Hour Protection Worldwide No matter where you are, and at whatever time of the day, rest assured you will be protected by Takaful PA Plus. Charitable Fund At the end of each financial year, 20% of any profit arising in the General Takaful Fund attributable to this scheme will be donated to various charitable organisations for the purpose of Amal Jariah.