Thursday, May 21, 2009

Takaful Persona Lady


Being a woman in today’s world can be a challenging experience. With Takaful PesonaLady by your side, you can breathe easy during your times of need and look forward to living a worry-free life.

Brought to you by Maybank, Takaful PesonaLady provides Personal Accident, female-related illnesses as well as crime protection benefits in a comprehensive plan. Takaful PesonaLady also offers extensive coverage for female cancers and ATM cash withdrawal losses whilst rewarding mothers who deliver twins or more. With affordable contribution rates and endless benefits, Takaful PesonaLady is the easiest way to a fruitful life for you and your loved ones.

What is Takaful?
Takaful is a mutual assistance scheme based on the spirit of brotherhood and solidarity where Participants agree to assist each other financially in case of predefined events taking place. With this intention in mind, Participants pay their contribution on the basis of ‘tabarru’ (donation) to the General Takaful Fund managed by Etiqa Takaful Berhad (ETB).

What will I enjoy with Takaful PesonaLady?
Features and benefits include:
  • Personal Accident coverage and protection against female-related illnesses and crime-related accidents and losses
  • Hassle-free participation
  • Easy and reliable contribution payment mode via auto debit
  • Flexible payment options of monthly or yearly contributions

    This is a yearly renewable certificate. Enjoy the freedom to pay Takaful PesonaLady’s contribution on a monthly or yearly basis.

    Age (Years)






    18 - 40



    41 - 60



    61 – 70*



    * Certificate renewal is applicable from age 61 up to 70, subject to our satisfaction of your state of health. Renewal contribution shall be based on the age band of 41 - 60.

    Contribution shall be based upon your attained age as of the effective date of Takaful, monthly or yearly renewal date of this certificate whichever is applicable.

    Contribution rates are not guaranteed and may increase or be varied by us upon renewal of the certificate based on:

  • Your attainment of age forty one (41) years old. Contribution applicable shall be amended on the next due monthly or yearly billing payment date; or
  • Our portfolio claims experience in this class of business.

    You will be advised at least thirty (30) days in advance, should your contribution payment amount be amended.

    Surplus Sharing
    At maturity, the surplus (if any) from the Fund will be shared between ETB and all eligible participants in the ratio of 50:50.

    Eligibility & Entry Age
    To be eligible, you must be a Malaysian Citizen or Permanent Resident of Malaysia, aged between 18 and 60 years. Certificate renewal is applicable up to a maximum age of 70, subject to our satisfaction of your state of health.

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